Social Security turns 90: A lifeline through the decades

One of America’s most enduring federal programs is marking a major milestone: Social Security turns 90 on August 14, 2025. Signed into law by President Franklin D. Roosevelt in 1935 during the Great Depression, the Social Security Act was a revolutionary step toward economic security for the elderly, disabled, and vulnerable families.

Today, Social Security supports over 71 million Americans, providing monthly benefits to retirees, survivors of deceased workers, people with disabilities, and more.

At the time of its creation, more than half of the elderly population in the U.S. lived in poverty. The Social Security Act was part of FDR’s New Deal, aiming to offer financial support to citizens in old age and lay the foundation for future social safety nets.

Since issuing its first payment of $22.54 in 1940, the program has grown and evolved to cover more Americans in more situations, including workers with disabilities and families who lose a breadwinner.

Today, the system is funded through payroll taxes collected under the Federal Insurance Contributions Act (FICA). Workers and employers each contribute 6.2% of wages to the program. As of 2025, the average monthly retirement benefit is just over $1,900, with higher payouts based on earnings history.

In Louisiana alone, over 950,000 residents rely on Social Security benefits, including retirees, widows, and people with disabilities. For many in rural areas—like those in Red River Parish—these monthly checks are a critical part of staying independent, paying bills, and affording basic necessities.

Despite its legacy, Social Security faces long-term funding challenges. Lawmakers and experts continue to debate how to ensure the program’s solvency past the 2030s, when its trust funds are projected to be depleted without legislative action.

Still, public support remains strong. A recent national survey found that nearly 90% of Americans—across political lines—believe Social Security should be preserved and strengthened.

In honor of its 90th anniversary, the Social Security Administration (SSA) is hosting public education events, digital outreach campaigns, and encouraging Americans to review their Social Security statements and plan for retirement at www.ssa.gov.

As the nation reflects on nine decades of impact, one thing remains clear: Social Security isn’t just a program—it’s a promise.